I must say that I am incredibly energised by this blog.

So many people have said to me that they are moving away from cash and so many have also expressed the implication of the natural transition to a cash less world.

Of course., the real challenge is to understand that the cash less world actually addresses the way we work as a society.  How do we help the businesses that deliver us services become more efficient in their execution.  Should we simply accept the process the business offers or should we help the business to move to the next level?

A case in point.  I fronted up to one business with my mobile phone to make the payment, instead of taking out my credit card.  The surprise was extraordinary.  The comment was similarly placed … wow what is that?  And this was a person that could best be described as a millennial.  Not your standard old type person!  So the next gen technology being offered by an aged person like myself actually drove an interesting response to the payment:  The comment was, wow that is cool!  So here we are – generations driving the divide but importantly we are resetting the agenda for the future of payments.  Now how cool is that!