My journey without cash has passed the month of January without any disruptions to my day to day life.  There was one merchant that queried why I used a card for a small $4 purchase, and I simply stated I had no cash.  Other merchants have praised the benefits of contactless as a seamless way of managing the sale process.  Trades people more often than not have electronic payments built into their business models … so no problems there either.  I am looking forward to declining the opportunity to buy fish and chips from our favourite place, as it only takes cash.  One less sale for them … and no doubt some lifestyle benefits for me!